HRA Calculator
Calculate your House Rent Allowance exemption and taxable HRA amount
Calculator
Metro Cities (50% exemption)
Mumbai
Delhi
Chennai
Kolkata
Bangalore
Hyderabad
Ahmedabad
Pune
All other cities are considered non-metro with 40% exemption limit.
HRA Exemption
₹20,000
Taxable HRA
₹0
HRA Breakdown
HRA Exemption Calculation
HRA exemption is the minimum of the following three amounts:
Your exemption: ₹20,000(minimum of the three amounts above)
HRA Exemption Rules
Conditions for HRA Exemption
- ✓You must be paying rent for accommodation
- ✓You must be receiving HRA from employer
- ✓Rent paid should exceed 10% of basic salary
- ✓You should not own the house you're living in
Required Documents
- •Rent receipts or rental agreement
- •Landlord's PAN (if rent > ₹1 lakh/year)
- •Declaration to employer about HRA claim
- •No ownership certificate (if required)
💡 Quick Tips
- • All calculations happen in your browser - completely private
- • Results update in real-time as you change inputs
- • Use the share button to save your calculation
- • Download a PDF report for your records
⚠️ Important Disclaimer
This calculator is for educational purposes only. Past performance does not guarantee future results. Please consult a financial advisor for investment decisions.