NPS Calculator
Calculate your National Pension System corpus and retirement planning
Calculator
Minimum retirement age is 60 years for NPS
Expected return on annuity portion (40% of corpus)
Total Corpus
₹1,13,96,627
Total Investment
₹18,00,000
Total Returns
₹95,96,627
Lump Sum (60%)
₹68,37,976
Monthly Pension
₹29,371
Withdrawal Breakdown
Age-wise Growth
NPS Benefits
Tax Benefits
Additional ₹50,000 deduction under Section 80CCD(1B)
Retirement Planning
Systematic retirement corpus building with government backing
Guaranteed Pension
40% corpus converted to annuity for lifelong pension
Important Note:
At retirement, 60% of the corpus can be withdrawn as lump sum (tax-free up to certain limits), while 40% must be used to purchase an annuity for monthly pension. Early exit before 60 years allows only 20% lump sum withdrawal.
💡 Quick Tips
- • All calculations happen in your browser - completely private
- • Results update in real-time as you change inputs
- • Use the share button to save your calculation
- • Download a PDF report for your records
⚠️ Important Disclaimer
This calculator is for educational purposes only. Past performance does not guarantee future results. Please consult a financial advisor for investment decisions.